PRIVACY POLICY

Effective as of January 1st, 2025

Onesto Capital Group (“we,” “us,” or “our”) values your privacy and is committed to protecting your personal and business information. This Privacy Policy explains how we collect, use, and safeguard your information when you use our services, including applying for unsecured capital for your business through our website and other online platforms.

1. Information We Collect

We collect personal and business information that you provide when you apply for funding or interact with our services. This includes:

Personal Information: Name, email address, phone number, date of birth, Social Security number, and government-issued identification.
Business Information: Business name, address, employer identification number (EIN), financial records, bank statements, and business performance data.
Financial Information: Credit history, credit scores, and banking details.
Usage Information: Data on how you interact with our website, including IP addresses, browser types, and pages visited.

2. How We Use Your Information

We use the information collected for the following purposes:

Service Delivery: To evaluate funding applications and provide financing services.
Communication: To contact you via email, text messages (SMS), and phone calls regarding your application, required documentation, account updates, or promotional offers.
Consent to Communications: By submitting your information through our website or affiliated forms, you consent to receive communications from Onesto Capital Group via SMS, email, and phone. These may include transactional messages (e.g., application status, document requests) and promotional content (e.g., funding opportunities, service updates). Message and data rates may apply.
Compliance: To meet legal, regulatory, and contractual obligations.
Improvement: To improve our services and enhance user experience.

3. Information Sharing and Disclosure

We do not sell your personal or business information. However, we may share your information with third parties in the following circumstances:

Service Providers: With vendors and partners assisting in service delivery, including financial institutions, underwriting partners, and credit reporting agencies.
Legal Obligations: When required by law, legal processes, or to protect our legal rights.
Business Transfers: If we undergo a merger, acquisition, or asset sale.

4. Data Security

We implement industry-standard security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. However, no internet-based system is entirely secure.

5. Data Retention

We retain your information only as long as necessary for business and legal purposes, including compliance with applicable laws.

6. Your Rights and Choices

Access and Correction: You may access and update your personal information by contacting us.
Communication Preferences: You may opt out of promotional communications by following the unsubscribe instructions in our emails or replying “STOP” to text messages. Transactional messages necessary for servicing your application or account may still be sent.
Consent and Opt-In Location: Your consent to receive communications is obtained at the time of submitting information through our website or approved application forms.

7. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance website functionality and collect usage statistics. You can adjust cookie settings through your browser.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites.

9. Children’s Privacy

Our services are not intended for children under 13. We do not knowingly collect personal information from children.

10. Changes to This Privacy Policy

We may update this policy from time to time. Any changes will be posted on our website with the “Effective Date” updated accordingly.

If you have any questions about this Privacy Policy, your data, or how we use it, please contact us at:

Onesto Capital Group

Email: Info@onestocapitalgroup.com

Phone: 551-815-1002

Address: 1250 E Ridgewood Ave, Suite 2, Ridgewood, NJ 07450